Pay your mortgage even if you lose your job! Pay your bills even if you can’t work from illness or accident!

Get the help YOU need – when YOU need it. Insure your mortgage payment or income today…

Cover available for Employed, Self Employed and Contract Workers!

Real help for real people

We are passionate about the way our cover helps our customers. When we asked our customers to tell us how they had been helped by our insurance we found that they were passionate too!

"The financial advisor I spoke to was very professional. Owen explained all my options regarding cover available and also told me which policies would suit my circumstances the best. Owen is a credit to your company "
Mr Jerry Smith

"Spoke to professional person who understood exactly what I required, cant praise cover my salary high enough "
Mr David Skelly

"I can’t fault anything that they did for me. They went above and beyond."
Mr Philip Massam

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  • The best income protection quote our partners can provide.
  • Employed or Self Employed.


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income protection insurance providers

About Income Protection Insurance

Income protection insurance typically pays out money to you if you are unable to work because of illness, injury or redundancy. The idea behind the insurance is to help you maintain your lifestyle before you were unable to work. The money you get paid should you need to claim is tax free.

The insurance is essentially there to take away stress at what is a difficult time, should you be unable to work due to redundancy or illness.

Income protection insurance policies offer short-term protection for your finances. The maximum benefit period is normally 6 or 12 months. If you choose a maximum benefit period of 6 months the monthly benefit payable under this policy is for a duration of less than 12 months. Income protection insurance policies are normally purchased by the main income earner in a household.

Bear in mind income protection does not cover you if you have had your hours cut, it is there to cover you if you are made redundant or you are unable to work due to illness or injury.

Also with income protection insurance always remember to read the policy information carefully to ensure you know exactly what you are covered for, as policies do vary.

Why CoverMySalary?

Here at we believe that protecting your income against redundancy and accident or sickness can be extremely important.

Many people could benefit from insuring themselves against the risk of losing their income. However, getting the right income protection insurance or mortgage protection insurance for you isn't simply a matter of choosing the cheapest policy. You must also take into account the quality of the cover that is on offer.


Why Consider Income Protection

Have your circumstances changed?

  • Just had children?
  • Just purchased your first property?
  • Recently Married?
  • New Job?
  • Recently Self Employed?

Important information

There are other providers of Short-Term Income Protection and other products designed to protect you against loss of income. For impartial advice about this type of insurance, please visit the website

Legal & General provide Lifestyle Cover insurance which costs £4.71 a month for every £100 of monthly benefit. This is based on a 36-year-old customer choosing £850 of accident, sickness and unemployment monthly benefit with claims paid after a 30-day deferred period.

The cost of this insurance depends on a number of factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

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